Bürgschaftsbank NRW enables small and medium-sized entrepreneurs and freelancers to make loan-financed investments by granting a so-called deficiency guarantee for a maximum of 80 percent of the loan amount (maximum 1.25 million euros). It thus assumes a risk that the principal banks cannot shoulder on their own. In this way, Bürgschaftsbank NRW, as a self-help organisation of the business community, fulfils its mandate to promote SMEs based in North Rhine-Westphalia.
